Lino Luciani

For more than 30 years the point of reference in the

debt collection sector

We help banks, companies and freelancers manage their credits.
Our goal is to facilitate relations with creditors
to recover the sums from the debtors in the shortest possible time.

For more than 30 years the point of reference in the

debt collection sector

We help banks, companies and freelancers manage their credits.
Our goal is to facilitate relations with creditors to recover the sums from the debtors in the shortest possible time.

Spanish justice can be expensive and sometimes inefficient

It can take months, if not years, before a final judgement can be enforced. And, perhaps, by the time you receive a verdict in your favour, the debtor will have disappeared or will have nothing left. Moreover, unlike in many other countries, the loser of the case does not always bear all the legal and court costs. Courts expect the winner to pay its share of the costs. This may result in the regressive costs of the trial, which cannot be passed on to the debtor, being higher than the unpaid costs.

And debtors know this too! So they refuse to pay and the creditors do nothing to avoid even greater losses: unpaid + regressive costs of the process that are not transferable to the debtor.

This is why it is even more important to have a specialized debt collection office that takes care of the interest and costs in favor of the creditor and that prevents the latter from having to pay more.
Our office takes care of just that. Here are the services we offer you:

  • Result-oriented debtor contact
  • Telephone debt collection
  • Preparation of payment agreements
  • Monitoring of payment agreements already concluded
  • Initiation and follow-up of necessary legal actions
  • Claims and supervision of inheritance and bankruptcy proceedings
  • Judicial debt collection
  • Comprehensive legal advice for
    preventive debt collection
  • Periodic relations with creditors

To give us the assignment of a debt collection, use the appropriate form

Debt collection assignment form

(prepared in accordance with the Fees and Terms)

Information

In order to avoid losses, every business relationship should start with a thorough clarification phase

We recommend that you regularly check on your regular business partners as soon as you notice a delay in payments or other changes (e.g. replacements or dismissals of employees or managers who have been with the company for years).

We offer the following debtor management services to our customers:

  • Checking the address and creditworthiness of current and potential business partners
  • Periodic creditworthiness checks of regular business partners
  • Advice on granting conditions to potential, new and/or existing business partners

To place a debt collection order with us, please use the form provided

Please also send us the proof of intent required by law by e-mail (info@cobrodedeudas.es). These two tools allow you to reduce your administrative burden and get to the goal sooner.

Solvency Information Request Form

(prepared in accordance with the Fees and Terms)